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Your neighbor to the right likes to play loud music that always sets your dog barking. Your neighbor to the left likes to hang laundry out on the balcony. Your neighbor above you stomps around like a dinosaur. You feel boxed in on all sides. Disagreements between neighbors can really sour a living experience. Unfortunately, those sorts of feuds can be fairly common in condominium complexes. Close quarters and compromised soundproofing are just two of the cons to buying a condo. But there are also plenty of pros. The exterior upkeep and maintenance management, which are normally handled through homeowners association (HOA) fees, are just two examples. But before anyone jumps into the condo market, though, it's important to ask several questions of many different parties. How Sound Are the Finances? How Comprehensive Are the Services (and the Rules)? How Effective is the Soundproofing? How Experienced is the Management? How Resalable is the Condo? 5: How Sound Are the Finances?
Condo associations charge monthly fees for maintenance costs. This money covers the upkeep of the condo in the short and long term, along with the price tag for the property management team if there is one. To pay for major repairs when they crop up, the condo association should be tucking away a portion of these fees each month. The older the condo complex, the greater the amount that should be held in reserve. If a condo association doesn't have enough money in its replacement reserves, when big repairs come up, like the replacement of an aging roof, you might see a hike in your monthly fees or a one-time special assessment to cover the costs. Make sure you find out how financially sound a condo association is before you leap on board. Ask for proof of solid replacement reserves. Does the complex's policy cover just the buildings themselves, or does it include your possessions as well?
Does it handle all contingencies including flooding? This information will help you figure out what you'll need to pay for in a policy of your own. Finally, consider the amount of the monthly fees themselves. They're on top of your mortgage payments, after all, so make sure you can afford them. 4: How Comprehensive Are the Services (and the Rules)? Do you dream of never having to mow the lawn again? Fantasize about not being in charge of peeling exterior paint? Condo owners almost always get to skip the hassle of exterior maintenance, but you'll want to find out exactly what you get to skip. You'll also need to check out whether you'll be able to hang birdfeeders, decorate for the holidays or fly that little flag you think is so cute come springtime. In terms of extras, many condo complexes have amenities like pools, fitness centers and tennis courts. They also sometimes have a security team and storage space for residents to put the possessions they'd likely shove in the attic or garage if they lived in a traditional dwelling. (Image: https://p.turbosquid.com/ts-thumb/YX/OMBsBj/ZoAjDvia/si/png/1576090920/600x600/fit_q87/5b3eafb284947ea7265114dcb3904ed9f841cd6a/si.jpg)
